Fact or fiction? What you can expect with Payday Super With just 2 months to go until Payday Super begins, there are a lot of questions from employers, and a few common myths too. Let’s clear up a few of the biggest misconceptions. Myth: “There’s nothing to do until 1 July 2026” Let's address this one early. While Payday Super starts on 1 July, many employers will need time to prepare. That might mean planning for cashflow changes, che...

You may have seen recent headlines about increased market volatility following the escalation of conflict in the Middle East. While these developments have understandably unsettled markets in the short term, it’s important to keep them in perspective. Historically, geopolitical events rarely have a lasting impact on long-term investment outcomes. Periods of uncertainty often lead to sharp but temporary market movements, particularly when investors are reacting to concerns around energy...

The new year is just around the corner and, while many are thinking about the holidays, a little planning now can help get your finances off to a flying start in 2026. It’s not just getting your paperwork done or starting your end-of-financial-year preparations, it’s also about spending some time considering the strategic side of your personal finances or business operations to make it more successful. Where the ATO is focusing With some changes to personal tax rules this finan...

In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing. But inaction can be costly when it comes to building long-term wealth. Whether it’s leaving money in cash, delaying investment decisions or ignoring the power of regular contributions, the financial consequences of sitting still can quietly erode your future goals. Small, consistent actions can make a significant...

Bonds are not usually the flashy upstarts of the investment world with their every move reported, like stocks. But the Trump Administration’s extraordinary refashioning of world trade, with on-again off-again tariffs of eye watering amounts, has put bond markets in a similar position to share markets – in turmoil. So, with the bond markets attracting more attention than usual, we take a closer look at the asset class. What is a bond? A bond is a bit like an interest-only loan ...